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 Something to chew on...

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justbazz
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PostSubject: Something to chew on...   Sun Jan 24, 2016 5:57 pm

I'm having a headscratching moment just now....trying to set up a Paypal account.

Background info...I don't have a credit card, but I do have a debit card which is linked to my bank account. This account is with one of the biggest banks in Australia and was opened in the early 1990s...it has always had a 6 or 7 digit balance and still does today. The card service was activated within a week of opening the account and has been maintained, non stop, ever since...a bi monthly deposit is made by the Aust Govt (my military pension). I used this card at ATMs and stores in the UK. I've used it to pay for flights, international and domestic in many countries, including the UK and Europe...I use it here in Bulgaria, both at ATMs and in store, with never a problem or question.
Before I left Australia I had a Platinum Visa card (for about 5 years), but knowing that all my banking overseas was going to be via the internet, I gave it back. My credit record is sqeeky clean and can be checked by anyone.

Paypal won't have a bar of me....no explanations, no excuses....nothing!!!

Any Guru care to comment.
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tedthered
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PostSubject: Re: Something to chew on...   Mon Jan 25, 2016 11:53 am

I know this sounds daft but you appear to have no checkable credit history, therefore you are a risk, in their eyes

Cheers

Ted the Red

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justbazz
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PostSubject: subject   Mon Jan 25, 2016 12:22 pm

Not quite sure what you mean about no checkable history...surely anyone with a credit card (or used to have one) has a history.
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varnagirl
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PostSubject: Re: Something to chew on...   Mon Jan 25, 2016 4:10 pm

Personally, I would not touch them with a barge pole...too many weird stories about re them and freezing ones assets
you may have been done a favour IMHO
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hoseman
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PostSubject: Re: Something to chew on...   Mon Jan 25, 2016 4:42 pm

Personally I find them very useful in all sorts of ways. You could just open a credit card account with someone or other: God knows it's easy enough to do these days.
It won't do you any good asking for your credit history from the likes of Expedia, because if Pp don't use them that will not count.
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justbazz
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PostSubject: subject   Mon Jan 25, 2016 5:05 pm

I just resorted to using a close friend in the UK to grab what I needed and using the above mentioned debit card, transferred the money straight into his bank account...but I wouldn't do that with anyone I didn't know really well.

Thanks for the comments folks.
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oddball
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PostSubject: Re: Something to chew on...   Mon Jan 25, 2016 6:12 pm

Best way [You must be registered and logged in to see this link.], sometimes it is easier to stick to what your know rather than messing about with financial issues, it can be a nightmare getting things back on track.

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justbazz
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PostSubject: subject   Mon Jan 25, 2016 6:29 pm

Yep, you're probably right Berni...I was just trying to streamline the process a bit. The paltry amount I spend in this fashion each year makes it a bit of a joke really....probably less than 250 pounds over the last 10 years...total!
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Something to chew on...

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